HA 415 Broward College Local Policymaking Discussion

I’m working on a health & medical discussion question and need an explanation and answer to help me learn.

1) Whose responsibility is it to reduce the number of uninsured? The Government, private sector, individuals?

2) What are the advantages and disadvantages of community rating of health insurance? In general, would an insurer prefer to use community rating or experience rating? How about a young, healthy individual? An older person? Why?